Credit cards can be very dangerous from a financial well-being perspective, if used irresponsibly. The temptation to use one to fund a big holiday or a new sofa that you can't afford can be seriously tempting.
"What we're hearing from people with lived experience is harrowing. One individual described the constant fear of eviction and the struggle to find stable housing, emphasizing the urgent need for effective solutions to address homelessness."
Teybridge Capital Europe, a Dublin-based trade finance and working capital fintech, to invest £4.5 million in the UK market over the next three years, create 30 new jobs at its London office, and deploy £600 million in lending to British SMEs over the same period.
To get the £200 switch bonus, you have to use the free Current Account Switch Service to shut your old bank and open a Club Lloyds account, moving at least three existing direct debits as part of the switch (such as a household bill, phone contract, and so on). Once your new account is open, you have to spend £100 on your debit card within 35 days.
The benefits of using a cash ISA are clear: no tax payable on the interest earned, regardless of amounts, and you can put in up to 20,000 a year for now. That will change from April 2027, capped at 12,000 (the rest can go into other ISA types), but if you'd even been putting in 150 - nowhere near enough to max your allowance - you'd still have been able to save up more than 21,000 after a decade, assuming an average 3 per cent interest rate.
January often sees children have more money in their pockets than usual, so we asked parents how they manage cash with kids Financially, being a teenager is an exciting time. You might have your first part-time job, or a bit of cash from babysitting. You're likely to have your first experience of shopping, buying cinema tickets, or going for meals with friends.
In September 2005, the course of Declan Dunlea's life was altered forever. At the height of the Celtic Tiger, he ran a successful oil and fuel distribution business called Core Fuels. He lived with his family in a beautiful five-bedroom period home overlooking Monkstown Bay in Co Cork, and spent his spare time renovating vintage cars. "After I left school, I started my own business as a coal merchant and did that for 15 years," he said.
Bank of Ireland said its rolling programme of works has already delivered 168 new machines in 46 branches from Donegal to Wexford. In total, approximately 650 new devices will be deployed to every Bank of Ireland branch on the island of Ireland as part of a €60m investment. According to the bank, the new fleet has greater cash processing capacity and will slash energy use by more than half.
From reproductive rights to climate change to Big Tech, The Independent is on the ground when the story is developing. Whether it's investigating the financials of Elon Musk's pro-Trump PAC or producing our latest documentary, 'The A Word', which shines a light on the American women fighting for reproductive rights, we know how important it is to parse out the facts from the messaging.
A secured loan creates access to higher limits and competitive pricing, though it also places your property at risk. You gain clarity once you understand how the charge system operates, how lenders assess equity, and what shapes affordability outcomes. Writers often turn this topic into a maze, so I will keep the explanations tight. To me, it all comes down to understanding the mechanics from start to finish because knowledge in finance tends to cut confusion at the root.
There are cheaper rents to be found in Roscommon, Monaghan, Donegal, Leitrim and Cavan. But what about day-to-day costs? It's no secret that Dublin is an expensive place to live. In fact, a 2025 report by Tradingpedia found that it's the fifth most expensive capital city in Europe. But what about the other towns across Ireland? Where can you eke out a cheaper way of life, spending less on everything from your morning coffee to your yoga class?
