#sebastian-siemiatkowski

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#klarna
Venture
fromTNW | Fintech-Ecommerce
3 days ago

Klarna strikes $1.7B deal to support $40B lending as stock falls 76% from IPO

Klarna's market value has dropped significantly, prompting a $1.7 billion risk transfer deal to support lending and manage capital.
fromFast Company
1 month ago
Artificial intelligence

Klarna CEO says firm will likely reduce its workforce by 1,000 employees by 2030-partially due to AI

Venture
fromTNW | Fintech-Ecommerce
3 days ago

Klarna strikes $1.7B deal to support $40B lending as stock falls 76% from IPO

Klarna's market value has dropped significantly, prompting a $1.7 billion risk transfer deal to support lending and manage capital.
fromFast Company
1 month ago
Artificial intelligence

Klarna CEO says firm will likely reduce its workforce by 1,000 employees by 2030-partially due to AI

Privacy professionals
fromSilicon Canals
2 days ago

Fintech apps demand your passport for verification - then leave it on an unprotected server - Silicon Canals

Duc's exposed server revealed unprotected sensitive personal data, highlighting significant gaps in fintech data protection practices.
Poker
fromBusiness Matters
3 days ago

Digital Wallets and the Future of Casino Payments in the UK

Digital wallets are preferred for online payments due to their speed, ease of use, and enhanced privacy, especially in casino transactions.
fromTearsheet
4 days ago

In the world of Stripe: Acquisitions, agentic AI, and stablecoins - Tearsheet

Reports suggest that Stripe is considering a PayPal acquisition, although negotiations on the subject are in early stages with no guarantee of going through.
Business
#paypal
Marketing tech
fromTearsheet
5 days ago

PayPal doesn't have a growth problem - it has a positioning problem - Tearsheet

PayPal's growth is stalling, particularly in branded checkout, raising concerns about its relevance in the payments ecosystem.
Marketing tech
fromTearsheet
5 days ago

PayPal doesn't have a growth problem - it has a positioning problem - Tearsheet

PayPal's growth is stalling, particularly in branded checkout, raising concerns about its relevance in the payments ecosystem.
E-Commerce
fromForbes
5 days ago

Financing The AI Shopping Era: What E-Commerce Founders Need To Know

AI is transforming e-commerce by changing how consumers shop and how brands must adapt to remain visible.
Cryptocurrency
fromTechCrunch
2 days ago

Cash App launches 'buy now, pay later' feature for P2P pay transfers | TechCrunch

Cash App introduces a deferred payment feature allowing users to pay for transfers over time with a 7.5% fee.
#fintech
fromForbes
1 month ago
Growth hacking

MrBeast Buys Step: What It Means For Consumer Fintech And Distribution

Venture
fromBusiness Matters
1 month ago

Investors back MyCredit's technology-led approach to digital lending expansion

Investors backed MyCredit’s scalable, technology-driven credit platform emphasizing automation, AI-driven risk management, and cross‑jurisdiction expansion rather than rapid loan-book growth.
London startup
fromBusiness Matters
3 days ago

British Business Bank backs 9fin with $20m as fintech reaches unicorn status

British Business Bank invested $20 million in 9fin, achieving unicorn status and enhancing the UK's fintech position.
fromForbes
1 month ago
Growth hacking

MrBeast Buys Step: What It Means For Consumer Fintech And Distribution

fromTearsheet
3 days ago

How Paze is betting bank trust can crack the digital wallet market - Tearsheet

I'm the general manager of Paze, one of the business units of Early Warning Services. The mandate is really to take Paze and bring this new payment checkout system to the masses - both on the consumer side and on the merchant side - really making sure that our goal of becoming one of the top three wallets for checkout in the next five years becomes reality.
Cryptocurrency
Venture
fromComputerWeekly.com
2 weeks ago

Interview: Jem Walters, CTO, Vanquis | Computer Weekly

Jem Walters transitioned from entrepreneurship back to corporate as CTO of Vanquis, focusing on technology transformation and overcoming legacy IT challenges.
#revolut
London startup
fromBusiness Matters
1 week ago

Revolut posts record 1.7bn profit as it eyes UK credit card launch

Revolut reported record pre-tax profits of £1.7 billion for 2025, marking a significant transition to mainstream banking products.
E-Commerce
fromTNW | Offers
2 weeks ago

Why the checkout is the most strategic product in your 2026 stack

The checkout process is now the most critical component impacting revenue for SaaS and ecommerce businesses.
Bootstrapping
fromBusiness Matters
3 weeks ago

How to Compare Payment Processing for Small Businesses: A Simple Checklist

Selecting the right payment processor requires evaluating hardware compatibility, integration options, and how well the system aligns with your existing business tools and operations.
Marketing
fromTearsheet
3 weeks ago

How Zip turned the most pressing BNPL challenge into a brand advantage - Tearsheet

Zip's 'In You We Trust' brand platform makes trust the central subject of its marketing strategy, differentiating itself by directly addressing customer skepticism in the BNPL industry rather than assuming trust exists.
Information security
fromTNW | Startups-Technology
3 weeks ago

Cleafy raises 12M to stop bank fraud before it starts

Cleafy raised €12 million in Series B funding to scale predictive fraud defense that identifies attacks days or weeks before transactions occur, rather than responding reactively after fraud happens.
Miscellaneous
fromLondon Business News | Londonlovesbusiness.com
3 weeks ago

How UK scaleups are using open banking APIs to fix their financial infrastructure - London Business News | Londonlovesbusiness.com

Open Banking infrastructure enables real-time financial workflows for UK fintech and accounting scaleups, but implementation challenges around inconsistent bank behavior and data reliability create significant operational obstacles.
Cryptocurrency
fromnews.bitcoin.com
1 week ago

The Architect of Instant Exchange: A Deep Dive Into CCE.Cash With Michael Jonas

Decentralized finance is evolving towards seamless automation, emphasizing user autonomy and privacy in trading without central authority.
#digital-identity
EU data protection
fromwww.thelocal.se
3 weeks ago

Sweden developing state-issued alternative to BankID

Sweden is launching Sverige-id, a government digital identification service available to citizens and registered foreign residents, addressing barriers foreigners face accessing BankID and essential services.
EU data protection
fromwww.thelocal.se
3 weeks ago

Sweden developing state-issued alternative to BankID

Sweden is launching Sverige-id, a government digital identification service available to citizens and registered foreign residents, addressing barriers foreigners face accessing BankID and essential services.
Venture
fromTearsheet
2 weeks ago

Why fintechs are transitioning from partners to principals in banking - Tearsheet

Three major fintechs applied for bank charters in early 2026, signaling a fundamental shift from the asset-light fintech model toward direct banking operations and regulatory control.
fromTNW | Startups-Technology
3 weeks ago

Finperks raises $4M to become the API layer for prepaid payments

The problem Finperks is solving is structural. The prepaid market is large and growing but operationally fragmented: a bank that wants to offer brand-funded cashback to retain customers, or an HR platform looking to distribute Germany's €50-per-month tax-free employee benefit known as the Sachbezug, currently has to navigate multiple providers across multiple functions.
European startups
Cryptocurrency
fromTearsheet
1 week ago

The slow death of interchange as a standalone growth engine - Tearsheet

Interchange is essential for entry into payments, but ongoing customer relationships and services are crucial for sustained business growth.
from24/7 Wall St.
3 weeks ago

Shift4 Payments vs Corpay: Two Fintech Giants Fighting for the Future of Payments

We power the experience economy. We enable businesses to deliver the moments that matter and can be found anywhere you shop, dine, stay, or play. In a world where AI is evolving rapidly and investors are struggling to pick the future winners, we offer a physical payment experience in environments that demand a face-to-face interaction.
Business intelligence
Marketing
fromAmerican Banker
3 weeks ago

Nubank hires former TikTok executive as marketing director

Nubank hired TikTok's Kim Farrell as global marketing director to lead international expansion following U.S. bank charter approval.
fromTearsheet
4 weeks ago

Affirm's full-stack ambition is bigger than consumer finance alone - Tearsheet

Within the first days of the year, the BNPL firm rolled out a series of announcements: a rent payments tie-up with Esusu, a bank charter application, debit-card-embedded BNPL through Fiserv, default checkout positioning with Bolt, and integration into QuickBooks invoices.
Real estate
UK news
fromCity AM
4 weeks ago

Banks push for tech giants to share scam ad costs

Social media platforms profit from scam advertisements but contribute nothing to fraud reimbursement costs borne by banks and payment firms.
#buy-now-pay-later
Fundraising
fromTechCrunch
1 month ago

X taps William Shatner to give out invites to its payments service, X Money | TechCrunch

X is expanding X Money payments service through a beta program where users gain access by donating $1,000 to William Shatner's charity, with 42 invites available and a metal Visa debit card offered to participants.
fromwww.thedrum.com
4 weeks ago

Adverty Continues Rapid Expansion With Appointment Of Chief Financial Officer

I am excited to get stuck into my new role in such an innovative and fast-growing media company. Adverty provides unique ad formats, and its potential is huge - despite a challenging trading environment as we start the new year. Adverty is genuinely setting a new standard for generating revenue and we anticipate many high-value deals and strategic long-term partnerships in the pipeline.
Marketing tech
Artificial intelligence
fromTechCrunch
1 month ago

Stripe wants to turn your AI costs into a profit center | TechCrunch

Stripe released a billing feature enabling AI startups to automatically pass through model costs to customers while applying customizable profit margins.
fromBusiness Matters
2 weeks ago

Challenger banks hold 60% of SME lending as high street banks fight back

According to new analysis from the British Business Bank, challenger banks accounted for 60 per cent of SME lending in 2025, unchanged from the previous year. The figure marks only the second time in more than a decade that their market share has not increased, raising questions about whether the post-financial crisis disruption of the SME lending market has reached a plateau.
London startup
Venture
fromTNW | Startups-Technology
3 weeks ago

Stockholm's Endform secures 1.5M

Endform secures €1.5 million seed funding to solve CI pipeline bottlenecks by enabling parallel browser-based end-to-end testing, reducing total test time to the duration of the slowest individual test.
fromEntrepreneur
1 month ago

Why the Payments Industry Is Being Rebuilt From the Inside

The problem was not growth or demand or even competition. It was settlement. Payments took days to clear. Reconciliation took weeks. Cash piled up in the wrong places. Finance teams spent their time explaining why the numbers did not match instead of planning what came next.
Miscellaneous
E-Commerce
fromPractical Ecommerce
1 month ago

Payment Friction Wins in Africa

African ecommerce consumers require conversational verification through platforms like WhatsApp before purchasing, driven by historical payment failures and trust concerns with digital transactions.
fromLondon Business News | Londonlovesbusiness.com
3 weeks ago

Revolut granted full UK banking licence - London Business News | Londonlovesbusiness.com

Launching our UK bank has been a long-term strategic priority for Revolut and marks a significant moment in our journey. The UK is our home market and central to our growth. We look forward to introducing a full suite of banking services to our millions of UK customers, bringing the same innovative experience we already provide across the rest of Europe.
London startup
fromFast Company
1 month ago

How technology is reinventing global payments

Consider this snapshot of the near future: You're in a taxi on the other side of the world. You pay your driver with the same digital wallet you use at home, and he receives the money in his wallet linked to the local instant payments network. He's set a rule in his bank app-"send 30% of every payout to my family back home"-and funds are converted immediately to a third currency and delivered to relatives in a country thousands of miles away.
Digital life
Miscellaneous
fromTearsheet
1 month ago

How embedded BNPL optimizes cash flow for SMBs: Inside the Intuit-Affirm partnership - Tearsheet

Fintech companies now compete for control over the moment financial decisions are made by embedding services directly into workflow platforms rather than building standalone products.
Fundraising
fromBusiness Matters
1 month ago

Why Entrepreneurs Are Researching Forbrukslan Alongside Traditional Loans

Personal credit and consumer loans provide faster, more accessible capital for new small businesses than traditional bank loans, enabling immediate operations and inventory purchases.
#stripe-acquisition
UX design
fromTearsheet
2 months ago

Why banks need to adopt a product mindset for their digital channels - Tearsheet

Banks manage digital channels as IT projects rather than refined products, missing customer-segment opportunities and measurable ROI; product mindset plus behavior data enables growth.
fromZacks
1 month ago

Pardon Our Interruption

As you were browsing something about your browser made us think you were a bot. There are a few reasons this might happen: You've disabled JavaScript in your web browser. You're a power user moving through this website with super-human speed. You've disabled cookies in your web browser. A third-party browser plugin, such as Ghostery or NoScript, is preventing JavaScript from running. Additional information is available in this support article.
#payments
Artificial intelligence
fromFortune
1 month ago

The AI startup that has quietly become one of Europe's most valuable companies | Fortune

Black Forest Labs, an 18‑month‑old German visual‑AI startup, raised $300M at a $3.25B valuation and powers image generation/editing across major platforms via open‑source strategy.
#soft-switching
fromTearsheet
2 months ago
Marketing

Loyalty in banking is now fragmented: How Chime is winning the era of soft switching - Tearsheet

fromTearsheet
2 months ago
Marketing

Loyalty in banking is now fragmented: How Chime is winning the era of soft switching - Tearsheet

fromTearsheet
2 months ago
Marketing

Loyalty in banking is now fragmented: How Chime is winning the era of soft switching - Tearsheet

fromTearsheet
2 months ago
Marketing

Loyalty in banking is now fragmented: How Chime is winning the era of soft switching - Tearsheet

Startup companies
fromTechCrunch
1 month ago

Stripe alumni raise 30M Series A for Duna, backed by Stripe and Adyen execs | TechCrunch

Fintech firm Stripe has produced many founders; Duna, founded by Stripe alumni, raised €30M Series A led by CapitalG to scale business identity verification.
E-Commerce
fromLondon Business News | Londonlovesbusiness.com
2 months ago

PayPal vs new digital wallets: Who wins the UK payments war in 2026? - London Business News | Londonlovesbusiness.com

PayPal's UK relaunch adds rewards, card options and stronger fraud detection while integrating with major wallets to compete in a mobile-first, contactless-dominant London payments market in 2026.
fromBitcoin Magazine
1 month ago

Danske Bank Embraces Bitcoin After Years Of Resistance

Denmark-based Danske Bank will now allow customers to invest in cryptocurrency-linked products tied to Bitcoin, marking a shift for Denmark's largest lender after years of resistance to the asset class. The bank said customers using Danske eBanking and Danske Mobile Banking can now gain exposure through exchange traded products, or ETPs, that track the performance of Bitcoin or Ethereum. The offering includes three products at launch, with two linked to Bitcoin and one linked to Ethereum.
Cryptocurrency
fromresund Startups
2 months ago

Kime Raises 2M to Turn AI Search into a Measurable Marketing Frontier

Marketers have spent decades optimising for blue links on a search results page. Now every CMO conversation starts with the same question: 'How do we look in ChatGPT?' People ask an AI assistant and get a short list of recommended options. If your brand isn't in that answer, you're effectively invisible, even if you did everything 'right' in SEO. Kime exists to make that visibility gap measurable and give teams a way to act on it.
Startup companies
E-Commerce
fromBusiness Matters
1 month ago

Swish Introduces Joint Blocking Feature to Strengthen Fraud Protection Across Banks

Swish introduced a joint blocking feature allowing banks to block users system-wide to prevent fraud and enhance payment security.
fromTechRepublic
2 months ago

Revolut Joins Google AP2 to Enable AI-Led Checkout Across Europe

The fintech giant has unveiled a new strategic direction for Revolut Pay, announcing plans to make its one-tap checkout work seamlessly across all agentic commerce platforms in the UK and the European Economic Area (EEA). At the heart of the move is Revolut Pay's compatibility with Google's Agent Payments Protocol (AP2), positioning the company early in a fast-moving mix of payments and artificial intelligence.
E-Commerce
fromThe Verge
1 month ago

MrBeast just bought a banking app

Beast Industries, owned by YouTuber Jimmy "MrBeast" Donaldson, announced on Monday that it has acquired Step, a banking app designed for teens and young adults. The move comes a couple of months after Donaldson announced plans to start a new YouTube channel centered on personal finance and investing. His main channel has 466 million subscribers and has long been one of the most popular on YouTube, frequently featuring videos where Donaldson gives away huge sums of money.
Venture
E-Commerce
fromBenzinga
2 months ago

PayPal Bets On Agentic Commerce, Acquires Israel-Based Cymbio - PayPal Holdings (NASDAQ:PYPL)

PayPal will acquire Cymbio to integrate AI-driven multi-channel product catalog orchestration, enabling merchants to surface listings across AI shopping platforms and streamline orders.
fromAdExchanger
2 months ago

New Startup Pinch AI Tackles The Growing Problem Of Ecommerce Returns Scams | AdExchanger

If Q4 is the holiday shopping season, then Q1 might be the season of returns, or more specifically the season of return fraud. Retailers and ecommerce merchants are seeing a growing trend of returns and fulfillment scams that drain profit margins after big sales. This fraud was the impetus for Thursday's launch of Pinch AI, a startup that aims to mitigate such losses to fraud and marketing scams, with $5 million in venture backing.
E-Commerce
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