Ginsburg stated that treating builder business as a core pillar rather than a side channel reflects a broader industry shift. He believes a healthy balance of builders should be around 15% to 20% of the overall retail book of business.
Good urbanism should transcend politics. Socialists and capitalists can walk the same neighborhood and agree it's a pleasant place to live. They can each appreciate the tree canopy, the corner café with people spilling onto the sidewalk, the mix of ages on bikes and on foot, the architectural details of older buildings, and so on.
Through Community Facilities Districts (CFD), Municipal Utility Districts (MUD), Public Improvement Districts (PID), Community Development Districts (CDD) and reimbursement districts (RD), builders can potentially shift infrastructure costs off their balance sheets and onto special districts that homebuyers ultimately absorb through property taxes without potentially adding debt to the builder's books.
The average U.S. home insurance premium increased 24% between 2021 and 2024, according to the Consumer Federation of America outpacing inflation by 11% over the same period. Looking ahead, 82% of homeowners expect their premiums to rise in 2026. Most anticipate modest increases: 43% expect hikes of 1% to 5%. Another 29% expect increases of 6% to 10%, while 16% expect premiums to rise by more than 10%, the report said.
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President Donald Trump put big investors who own single-family rental homes in the spotlight this week by announcing he wants to ban "large institutional investors" from buying more of this type of housing. Overall, major investors own only about 2 to 3% of the country's single-family rental housing stock, researchers have found. But they control a much larger share of the single-family rental industry in certain markets, particularly in the Sun Belt.
My friends and I are early 30s professionals living in one of America's most expensive cities and making middle-class incomes. None of us can afford to buy or save for a home here. We all rent, but we're not broke. We save for kids and retirement and illness, but a home isn't in the cards. But recently, we think we might have found an unconventional loophole.
Cedar Street just came out victorious in a multi-year saga with the city of La Canada Flintridge, winning the first successful builder's remedy case in California Superior Court for its 80-unit mixed-use project at 600 Foothill Boulevard and setting a path for other developers to build. But the fight may have left its scars, in time, stress and now soured relationships with some officials.
